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Join over 500,000 people who have already used our service. You could be owed, on average, £1,400.3
We'll locate all your car finance agreements going back to April 1st, 2007.
Check my eligibilityTakes 60 seconds · No obligation · 100% free
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One of our panel of lawyers has already taken on the lenders and won.5
£1,555
Mrs B — BMW Financial Services
Mrs B bought a Mercedes on finance at 14.1% APR, unaware of undisclosed commission. On appeal, Liverpool County Court awarded her £1,486.08 plus £69 interest for the unfair rate.
£1,445
Miss W — BMW Financial Services
Miss W paid 7.7% APR instead of 5.2% after Arnold Clark inflated rates to earn £1,351 commission. Carlisle County Court ruled the deal unfair and ordered repayment plus £93.79 interest.
£1,608
Mrs J — BMW Financial Services
Mrs J unknowingly paid a higher rate on her PCP deal so Arnold Clark could earn a £1,608 commission. Blackpool County Court found the relationship unfair and ordered repayment plus 2.9% interest.
Check now · No paperwork · No obligation
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
Once you provide your basic details, our system gets to work. Within seconds we'll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don't have to lift a finger.
We make claiming back your money safe, simple, and risk-free.
If your claim isn't successful, you don't pay us anything. Zero risk to you.
We're authorised and regulated by the Financial Conduct Authority.
You don't need your original documents. We trace your agreements for you.
We keep your data secure and never sell it. Fully GDPR compliant.
The eligibility check takes 60 seconds. We handle everything after that.
Many agreements taken out between April 2007 to November 2024 may include hidden commission or unfair terms. Some claims have time limits, so it's worth checking sooner rather than later.
Check my eligibilityWhere No Win, No Fee1 is offered — You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service or any public compensation scheme, including any industry wide redress scheme that the FCA will introduce in 2026. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
The FCA has confirmed plans for an industry-wide motor finance compensation scheme expected in 2026. It will cover car finance agreements taken out between April 2007 and November 2024, with average payouts estimated at around £700 per agreement.
FCA Motor Finance Review — Latest Update